Checking Accounts Built for You
Most people use their checking account every day. From getting groceries to getting your daily fix of caffeine from your favorite local coffee shop, it's important to have a checking account that gives you easy access to your money. At Cape Ann Savings Bank, we believe in giving you options to choose the checking account that works best for the way you manage your money. Whether you're looking for a traditional checking account or an account that allows you to earn interest or cash back on your purchases, there is an option for you at Cape Ann Savings Bank. Each of our accounts offer:
- Free ATM withdrawals at any Cape Ann Savings Bank ATM locations
- No ATM “owner” surcharge fees when used at an ATM that displays the SUM network
- Free Online Banking and Bill Pay
- Free Mobile Banking and Mobile Deposit*
- Free eStatements
- Free ATM/Debit Card
It only takes a few minutes to start the process of opening your account using our online tool. Get started by clicking the button below.
*Restrictions may apply
Open a Checking Account View Deposit Rates
Compare Your Checking Account Options at Cape Ann Savings Bank
Account Type | Who is this account best for | Minimum Balance Requirement | Minimum Opening Deposit | Fees | Benefits | Learn More |
|---|---|---|---|---|---|---|
| Classic Checking | Account holders looking for a traditional checking account. | None | $10 | None | Free Checking, 0.25% APY on entire balance of $10 or more | Learn More |
Kasasa Cash® | Account holders who can maintain a higher balance and are looking to earn a strong interest rate. | None | $10 | None | 2.00% APY* on balances up to $10,000 | Learn More |
Kasasa Cash Back® | Account holders who use their debit card frequently and want to be rewarded with cash back for those purchases. | None | $10 | None | Earn 3.00% back on debit card purchases | Learn More |
*APY = Annual Percentage Yield
**These are variable rate accounts. The interest rate may change after the account is opened.
*** Any fee(s) assessed could reduce earnings on these accounts.
**** For Kasasa Cash® and Kasasa Cash Back® products, qualifications apply, Click “Lean More” to the right of the chart for each product for details and requirements to Qualify.
For more information on any of these products please call us at 978-283-0246 or toll free at 888-283-2272 and speak with one of our representatives today.