personal checking comparison

Stop right here! We have the right personal checking account for you. Check out our Account Comparison chart below to find the account that best fits your needs.

New to Cape Ann Savings Bank? Use our convenient Switch Kit forms and worksheets to help close accounts at other institutions, move direct deposits and more!

Switch Kit Forms

account comparison

Product	Free Kasasa Cash®	Free Kasasa Cash Back®	Classic Checking
Best For	High Balances	Frequent Debit Card Purchases	Everyday Basic Checking
Rewards & Benefits	Free Checking That Pays A Really High Rate 2.00% APY* on balances up to $10,000 2.00% to .032% APY on balances over $10,000 depending on balance in accounts* 0.05% APY* if qualifications aren't met Can link to free Kasasa Saver® to maximize and save effortlessly	Free Checking That Pays You Back Earn 3.00% back on debit card purchases No category restrictions on purchases Cash Back earned on up to $200 monthly Earn up to $72 per year, $6 per month Can link to free Kasasa Saver® to maximize and save effortlessly	Free Checking 0.25% APY* on entire balance of $10 or more
Monthly Maintenance Fee	None	None	None
Free ATMs?	Free ATM withdrawals at any Cape Ann Savings Bank ATM locations No ATM "owner" surcharge fees when used at an ATM that displays the SUM network Refunds on ATM withdrawal fees nationwide (up to $25 monthly)**	Free ATM withdrawals at any Cape Ann Savings Bank ATM locations No ATM "owner" surcharge fees when used at an ATM that displays the SUM network Refunds on ATM withdrawal fees nationwide (up to $25 monthly)**	Free ATM withdrawals at any Cape Ann Savings Bank ATM locations No ATM "owner" surcharge fees when used at an ATM that displays the SUM network
Free Online Banking and Bill Pay?	Yes	Yes	Yes
Free ATM/Debit Card?	Yes	Yes	Yes
Minimum Balance Requirements	None	None	None
Minimum Opening Deposit	$10	$10	$10
	Learn More OPEN IN MINUTES Current NOW & Classic Checking Account customers. Visit Customer Service at one of our convenient locations to convert your NOW or Classic account to a Kasasa® Rewards Account.	Learn More OPEN IN MINUTES Current NOW & Classic Checking Account customers. Visit Customer Service at one of our convenient locations to convert your NOW or Classic Checking account to a Kasasa® Rewards Account.	Learn More OPEN IN MINUTES

*APY = Annual Percentage Yield
**Terms and Conditions apply. Click "Learn More" at the bottom of the chart for details. Some restrictions apply. Contact our Deposit Operations team at 978-283-0246 for details.