A Community Mortgage Lender Focused on You
When you are buying a home, you take your time with the search. You make sure you find the home that matches your specific desires and needs and let's face it, is a big decision! You should take just as much care when choosing your home loan provider. Cape Ann Savings Bank is proud to be the #1 Mortgage lender on Cape Ann and is a community loan provider focused on your unique needs. Whether you are purchasing a new home or refinancing your current home mortgage, our residential lending officers will sit down with you to go over your options and are here to answer your questions. With Cape Ann Savings Bank you get the benefit or personal service with local decision making. You can start your mortgage application process by completing our online application.
NMLS# 480253
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Your Mortgage Loan Options at Cape Ann Savings Bank
| Loan Type | What You Need to Know About This Loan |
|---|---|
| Fixed-Rate Mortgages | These loans have a set interest rate for the entire term, providing set monthly principal and interest payments for the term of the loan. They are ideal for borrowers who plan to stay in their home long-term and want stability. View Current Rates Apply Online |
| Adjustable-Rate Mortgages (ARM's) | An ARM starts with a lower fixed interest rate for an initial period, then adjust periodically based on market conditions. They can be beneficial if you plan to sell or refinance before the rate adjusts. View Current Rates |
| Construction Loans | Building a home? Cape Ann Savings Bank has construction products for you. Our residential lending team is ready to serve you. Contact one of our residential lending team members today for more information on construction loan. |
| Home Loan Refinance | Refinancing replaces your current mortgage with a new one, potentially lowering your interest rate or monthly payment, or even the loan term. View Current Rates |
| First-Time Home Buyer Loans | Buying a home for the first time? Cape Ann Savings Bank offers a variety of Adjustable Rate Mortgage products through our First Time Home Buyer Program to make that dream of your first home a reality. Contact one of our residential lending team members for more information. View Current Rates |
| Home Equity Loans | These loans let you borrow against the equity in your home, providing a lump sum with a fixed interest rate. They are useful for large expenses like home improvements or unexpected expenses. Contact one of our residential lending team members for more information. |
| Home Equity Lines of Credit Flex-Line | A HELOC is a revolving line of credit secured by your home’s equity. Need to make some home improvements, help finance your child's education? Those are two examples why a HELOC may be right for you. Visit our Flex-Line page to learn more about this great product. |
Meet Our Mortgage Lenders
J. Mark Olsen
SVP, Residential Lending
NMLS: 371816
Divisions: Leadership, Residential Lending
Location: Gloucester Main Office
Phone: (978) 282-5722
Holly L. S. Wieckowski
VP, Residential Lending
NMLS: 494966
Division: Residential Lending
Location: Gloucester Main Office
Phone: (978) 282-5701
Clare. E. MacDonald
AVP, Residential Lending
NMLS: 498538
Division: Residential Lending
Location: Gloucester Main Office
Phone: (978) 282-5710
Michael S. Randazza
AVP, Residential Lending
NMLS: 518259
Division: Residential Lending
Location: Gloucester Main Office
Phone: (978) 282-5702